As the deadline for submitting online tax returns looms, new Which? research reveals one in five people (19%) think they’ve lost out because they’ve made a mistake on their tax return, or haven’t understood the document. Last year, more than 10 million tax returns were submitted to HM Revenue and Customs (HMRC), but when Which? […]
As more retirees consider self-invested personal pensions (Sipps), which offer a pension with wide investment choice and the flexibility to take income, new Which? research finds charges can vary hugely and cost retirees thousands of pounds. In the wake of pension freedoms, Sipps are shifting toward the mainstream and are used by more savers who […]
As new research shows that the public are growing increasingly concerned about the implications of leaving the EU, Which? is calling on the Government to make sure that consumer interests are placed at the heart of the negotiations. Almost six months on from the EU referendum, new research for Which? finds that nearly half (47%) […]
New Which? research finds that high charges and hidden costs are eroding pension pots by as much as a third of their value. At a time when auto-enrolment means many people are becoming pension investors for the first time, Which? has found expensive fund charges and hidden costs that are not being disclosed by pension […]
Harry Rose, Which? Money Editor, said: “There are always winners and losers with base rate cuts. Borrowers are more likely to be better off after a rate cut, as lenders may offer loans and mortgages at lower rates. However, not all tracker mortgages will automatically drop, so it’s worth checking with your provider. “For savers […]
New Which? analysis of 21 leading instant-access Isa providers has found a staggering number of rate cuts over the past six years. Whether it is being wooed by a great rate that quickly disappears or providers that are offering below the Bank of England base rate, getting the best returns for savings and investments is […]
New research from Which? has shown that holidaymakers could save up to £122 a week by opting for an overseas spending card or credit card instead of buying currency at the airport. As the summer holiday season approaches, Which? found that credit cards or debit cards, such as Halifax Clarity and Metro Bank (credit and […]
As new research finds that confusion about credit reports is rife, Which? provides top tips to help consumers get to grips with theirs. Credit reports play a key role in determining what financial products consumers can access and help people spot any fraudulent financial activity being carried out in their name, yet more than half […]
This Mother’s Day, if your flowers are delivered in poor condition, damaged or don’t match the description given online, fear not, you should be able to get a full or partial refund. In a new Which? survey of over 2,000 members of the public, one in five (22%) of those who had received flowers in […]
New Which? research reveals that independent financial advisers (IFAs) are not being up-front with potential customers over what they could expect to be charged for advice. We analysed the websites of 500 UK IFA firms and found more than two-thirds (349 firms) didn’t publish their fees and charges online, giving customers no advance indication of […]