The majority of home buyers report problems in the home buying process, with common issues caused by delays in the chain, difficulty finding a suitable property, and homes left in poor condition. In its annual survey of home buyers, Which? Mortgage Advisers looked at the biggest issues reported during the home buying process and […]
Fancy living in the farmhouse from The Walking Dead? Set your heart on the property in Stranger Things? Ever wondered what the mansion in The Woman in Black would set you back? Find out if you could afford them with new research from Which? Mortgage Advisers. Which? Mortgage Advisers has calculated the cost of eight of […]
Which? research reveals the true scale of how unaffordable shared ownership schemes are in Greater London. Shared ownership schemes are designed to help first-time buyers take their first step onto the property ladder. However, new research from Which? has found that most young people cannot even afford the minimum share. Shared ownership involves buying between […]
Harry Rose, Which? Money Editor, said: “There are always winners and losers with base rate cuts. Borrowers are more likely to be better off after a rate cut, as lenders may offer loans and mortgages at lower rates. However, not all tracker mortgages will automatically drop, so it’s worth checking with your provider. “For savers […]
As part of the Government’s Better Deal, the Chancellor has announced that Which? will work with businesses to change the way they present their terms and conditions, particularly online, and help ensure there are no surprises for consumers. This announcement comes as new research from Which? finds nine in ten (90%) people have agreed to […]
The Council of Mortgage Lenders and Which? are today launching a new “tariff of mortgage charges” that will introduce a standard format for how lenders communicate their fees, to make it easier for customers to understand charges and compare deals. Following a Which? campaign to end the confusion around mortgage costs, the Chancellor asked the […]
New research from Which? Mortgage Advisers reveals that when it comes to buying a property, the majority of homebuyers were prepared to haggle and usually saved money as a result. The research for Which? Mortgage Advisers asked people who had bought a property in the past five years what their initial offer was, whether they negotiated and what they eventually […]
Responding to the measures on savings and annuities in today’s Budget, Which? executive director, Richard Lloyd, said: “The Budget has brought good news for struggling savers and pensioners who have been let down in the past. “The tax break and new flexibilities on savings will prove popular with the millions who have got a raw deal […]
The Council of Mortgage Lenders and Which? today publish a joint progress report to the Chancellor of the Exchequer, as noted in today’s Budget. This joint approach is to improve the information given to consumers so it’s easier to understand mortgage fees and charges and compare the overall cost of borrowing. The organisations have made […]
We reveal that borrowers could be paying over the odds on their mortgages and call on George Osborne to use his Autumn Statement to Stop Sneaky Fees and Charges on mortgages and make it easier for people to find the best deal. Our latest research on the mortgage market uncovers the complex and unclear mortgage fees and charges facing […]