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First Direct and Nationwide have come out on top in Which?’s annual mortgage lender survey, with both named Which? Recommended Providers (WRPs) for offering a combination of excellent customer service and consistently competitive rates. With speculation that interest rate rises could be on the way, it is more important than ever that prospective homeowners and […]
Gareth Shaw, Head of Money at Which?, said: “It is positive to see lenders taking a proactive approach, and this latest initiative will provide some relief for home movers who have had to halt purchases. “Mortgage providers must move swiftly to provide those affected with clear guidance on how the initiative will work in practice […]
One in six mortgage holders has been rejected for a mortgage in the past, according to new research from Which? Mortgage Advisers. The research shows that one in six (16%) mortgage holders surveyed has been rejected for a mortgage and that the most likely areas for mortgage rejections were London (29%) and the West […]
The majority of home buyers report problems in the home buying process, with common issues caused by delays in the chain, difficulty finding a suitable property, and homes left in poor condition. In its annual survey of home buyers, Which? Mortgage Advisers looked at the biggest issues reported during the home buying process and […]
Fancy living in the farmhouse from The Walking Dead? Set your heart on the property in Stranger Things? Ever wondered what the mansion in The Woman in Black would set you back? Find out if you could afford them with new research from Which? Mortgage Advisers. Which? Mortgage Advisers has calculated the cost of eight of […]
Which? research reveals the true scale of how unaffordable shared ownership schemes are in Greater London. Shared ownership schemes are designed to help first-time buyers take their first step onto the property ladder. However, new research from Which? has found that most young people cannot even afford the minimum share. Shared ownership involves buying between […]
Harry Rose, Which? Money Editor, said: “There are always winners and losers with base rate cuts. Borrowers are more likely to be better off after a rate cut, as lenders may offer loans and mortgages at lower rates. However, not all tracker mortgages will automatically drop, so it’s worth checking with your provider. “For savers […]
As part of the Government’s Better Deal, the Chancellor has announced that Which? will work with businesses to change the way they present their terms and conditions, particularly online, and help ensure there are no surprises for consumers. This announcement comes as new research from Which? finds nine in ten (90%) people have agreed to […]
The Council of Mortgage Lenders and Which? are today launching a new “tariff of mortgage charges” that will introduce a standard format for how lenders communicate their fees, to make it easier for customers to understand charges and compare deals. Following a Which? campaign to end the confusion around mortgage costs, the Chancellor asked the […]
New research from Which? Mortgage Advisers reveals that when it comes to buying a property, the majority of homebuyers were prepared to haggle and usually saved money as a result. The research for Which? Mortgage Advisers asked people who had bought a property in the past five years what their initial offer was, whether they negotiated and what they eventually […]