Which? responds as contactless card payment limits increase to £100

“The contactless limit increase reflects changes in consumer behaviour, with more people paying digitally than ever, particularly since the pandemic.

“While paying with contactless offers great flexibility and convenience for many people, some may be wary about the significant increase – so it is encouraging to see some banks allowing customers to set their own contactless limits from as low as £30.

“These changes may make contactless cards slightly more attractive for fraudsters, but encouragingly the risk of being defrauded via a contactless card remains low and if a fraudster does use your card details then your card provider should reimburse you. Consumers should be able to feel confident using them.”